RENTERS INSURANCE
Renters insurance is often overlooked, but is important for protecting your personal property and yourself against liability. Your personal property doesn’t need to be of significant value in order for it to be worth protecting. The cost of your everyday items can add up quickly. Our expert renters insurance agents will help you build a customized renters insurance policy with adequate coverage to meet your unique needs.
FREQUENTLY ASKED QUESTIONS
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Renters insurance premiums may be fairly affordable but are ultimately determined by claim history and coverage selection.
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Landlords will not replace their tenants’ damaged or stolen personal property, nor are they responsible for protecting their tenants against personal liability. It is the tenant’s responsibility to protect themselves with renters insurance.
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If a loss were to occur at your residence, it would not be your landlord’s responsibility to provide alternative housing. Get coverage for alternative housing with a renters insurance policy.
RENTERS INSURANCE KEY FEATURES
PERSONAL PROPERTY
Replace damaged or stolen personal belongings (e.g. furniture, electronics, clothing) at today’s purchase price.
LOSS OF USE
Provide alternative housing if your residence is temporarily uninhabitable due to a covered loss.
PERSONAL LIABILITY
Provide coverage if a claim or lawsuit is brought against you for damages caused by bodily injury or property damage.
MEDICAL PAYMENTS
Cover the cost of medical bills for people who are accidentally hurt in your residence regardless of who is at fault.